WOMEN’S EMPOWERMENT AND RETENTION RATE
Written by:
Bianca Erica D. Bala, Cristina Mae Y. Chu, Paolo Tristan L. Chu, Dustinmico S. Wee, Junette A. Perez
Department of Financial Management
Ramon V. Del Rosario College of Business
DLSU-Manila
Introduction
The paper examines microfinance and its effect on women’s empowerment and retention rate. According to United Nations Secretary General António Guterres (2019), one of the essential elements in achieving global progress is women’s empowerment. The International Labour Office (n.d.) cites that women were found to have higher loan repayment rates and contribute a more significant percentage of their income for household consumption and education than men. Although data availability has constantly challenged the microfinance industry, the paper examined the effect of retention rate on women’s empowerment using data from 1999 to 2018 from the Microfinance Exchange, Mix Market Data sampling clusters of three microfinance institutions in the National Capital Region and Calibration area.
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